Without so much as a kiss..you've been screwed

Minimum payment on credit cards is being raised! It is raising from the existing 2% of the outstanding balance to 4%. For those of you who can handle it, wonderful, for those who can't you're further screwed. Now I know we all mean to pay off our credit cards, but face it, stuff happens. Well you better make doubly sure that stuff doesn't happen. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, which became effective October 17, 2005, made it more difficult to erase debts by filing for bankruptcy. Coincidence that this happened prior to the doubling of minimum credit card balances? I think not

Complaints by banks and other financial services companies who believe that the banktuptcy laws have been abused by gamblers, compulsive shoppers, and others, have finally been heard

So before you take that plastic out for the holiday season, think about it, is free shipping and handling worth it in the long run?

Tivo and my holiday spirit

Yes, it's that time of the year. Life Time Television has a never ending line up of gooey holiday movies, and I've TiVoed them all! It has so put me in the Christmas spirit. Before those of you are part of this never ending mission to de-Christianize everything get started, I celebrate Christmas! I go and host Christmas parties, bake and eat Christmas pies and cookies, yada, yada. I don't Holiday anything!

OK back to how TiVo has revived my Christmas Spirit....NO COMMERCIALS!!!!!! I don't have to watch those inane Madison Avenue offerings where, not to spend to you're way past broke, is a crime across all religions. It's absolutely wonderful!!!! I get to watch the movie, cry at the end, and never see some scantily clad anorexic woman pushing the latest widget that costs the earth.

It's a wonderful Tivo life

Yeah I wish

Level:
Relative position or rank on a scale
A relative degree, as of achievement, intensity, or concentration
A natural or proper position, place, or stage

OK so those of you who know me personally, realize this ain't the case. However, I'm working on it.

Life in flux

My only child is a senior in high school @ the age of 16. As we performed the rituals associated with this, it dawned on me that my life is going to change drastically as well. Kidlet's attendance at an "away college" would mean, I'll be even less of a full time Mom, than I am now. What on earth am I going to do? It seems like just yesterday my Mom and I were doing this for me!! When did that adorable baby who called me "Mum-Mum" become old enough to go to college. Nothing like watching your child go from a sonogram picture to a person who drives off in your car, to realize just how fast time passes.

My Base

My religious beliefs, although different from many, are guideposts for my life. I love the Lord. He's moved/diminished the mountains in my path, and in spite of my misguided efforts , has brought me up the rough side of the remaining mountains renews and deepens that love daily.

My Girlfriends

Where would I be without them? I pray I never find out. They are many, they are spread out over the globe and encompass all walks of life. They are my sisters, and I love each of them for sharing the gift of their friendship with me.

Today
I'm sitting in the middle of the bed watching a week of Oprah (thank you TiVo), and trying not to tense up over going back to work after being off for an entire week. This is the first time I can recall in all my working career, taking a week off, and doing nothing or, only what I felt like doing. It was great, and aside from completing all my dental work in 2 weeks, is exactly what I'm going to do for at least a month, once I pick the winning lottery numbers. LOL